Vacation Home Mortgage Options
Your borrowers purchasing vacation homes have more options working with Angel Oak. They need a quick close without delays in today’s competitive market. Help your clients purchase a vacation home while you increase your volume closing more loans with our mortgage products.
Non-QM is the solution when Agency loans won’t work!
Non-QM Loans for Vacation Homes
- Bank Statement Loans for Self-Employed – Loans up to $3 million, up to 90% LTV, 12 or 24 months personal or business statements.
Full Doc Non-Agency / Non-QM
- Platinum Jumbo – Loans up to $3 million, up to 90% LTV, one year tax return program, full doc only
- Portfolio Select – Loans up to $2 million, up to 85% LTV, one year seasoning for foreclosure, deed-in-lieu, short sale, and two years for bankruptcy.