Your real estate investor borrowers have more options working with Angel Oak. Investors need a quick close without delays in today’s competitive market. Help your investor clients grow their portfolios while you increase your volume closing more loans with our mortgage products.
Non-QM is the solution when Agency loans won’t work!
Non-QM Loan Options for Investors
- Investor Cash Flow (DSCR) – Loans up to $1.5 million, up to 80% LTV, qualification based on property cash flow, minimum DSCR 1.0, No DSCR with 700 FICO and 75% LTV
- Bank Statement Loans for Self-Employed – Loans up to $2 million, up to 85% LTV no MI, 12 or 24 months personal or business statements.
Full Doc Non-Agency / Non-QM
- Platinum Jumbo – Loans up to $2 million, up to 85% LTV no MI, one year tax return program, full doc only
- Portfolio Select – Loans up to $2 million, up to 85% LTV no MI, one year seasoning for foreclosure, deed-in-lieu, short sale, and two years for bankruptcy.