News

Investor Cash Flow Helps You Gain More Borrowers

Top alternative lending programs, such as Angel Oak Mortgage Solutions, give mortgage originators the option to expand their business by providing non-qualified mortgage financing solutions to non-prime mortgage borrowers. Borrowers who have had past credit events are evaluated based on their ability to repay loans rather than strictly their credit…

Angel Oak On A Growth Trajectory

The press coverage surrounding our growth, expansions and add to staff has been amazing and we really appreciate the kudos. One reason why it is so remarkable is that it is so contradictory to the rest of the market. There are not many businesses in the mortgage industry seeing growth…

As The Gig Economy Grows, So Does The Demand For Non-Agency Loans

It’s 2019, and modern day living hasn’t slowed down. As millennials are changing the game of the functionality and productivity of the average work day, the standards of living and efficiently achieving what the average worker wants and needs are at their breaking point. Depending on who you ask, there…

What Borrowers Need To Know

There are three major factors that determine whether or not you can get a mortgage: your credit score, the loan-to-value (LTV) ratio, and the debt-to-income (DTI) ratio. The two federally regulated agencies that buy mortgage loans from lenders, Fannie Mae and Freddie Mac, have eased both their LTV and DTI…