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Agency Mortgage

Credit scores starting at 660

Up to 95% LTV/CLTV, with MI

  • Loans up to conforming limits (high balance case by case)
  • Owner-occupied, second homes, investment
  • Competitive pricing with quick turn times

What is the benefit to originators who use non-QM loan products?

Originators who utilize non-QM offer a service that their competition may not offer. They become an expert and go-to for the non-QM borrower. The benefit is increased referrals and business growth despite changes in the market. Continue to increase your volume each year regardless of fluctuating interest rates, tighter Agency guidelines, and a slowing refinance market.

Additional Program Options