Quick Quote

All rates/programs are subject to review and approval by your AE

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* General Requirements
  • Rate Quoted is for a 5/1 ARM, based on LTV requested if available - if N/A, rate is based on Max LTV. Add 0.50% to rate for 30 Year fixed.
  • Note: This quote is based on the borrower meeting the Standard Tradeline requirements. Need 3 tradelines reporting for a minimum of 12 months -OR- 2 tradelines reporting > 24 months; all with activity in the last 12 months. Cancelled checks for 12 or 24 months housing history may also be used as a tradeline. Exceptions allowed on NON PRIME program ONLY - If the borrower does not meet these tradeline requirements, reduce the max LTV by 5% (max LTV not to exceed 75%) and add 50bps to rate. Maximum of 1x30 last 12 months for PortfolioSelect, 0x30 last 12, 1x30 last 24 months for Bank Statement, 0x30 last 24 months for Income Cash Flow & Foreign National loan programs. Additional program restrictions may also apply, contact your Account Executive for details.
  • All rates/programs are subject to review and approval by your AE.