Non-QM QuickQuote
Partner with a Non-QM lender committed to an efficient loan process, driven by exceptional customer service and advanced technology. Angel Oak Mortgage Solutions is a leader in Non-QM lending and our QuickQuote pricing engine gives you an answer in seconds. Our Account Executives specialize in matching a financial situation with the best possible loan for you. We will listen to your needs and explain the costs, rates and benefits of each Non-QM loan option so you can decide which one is right for your client.
This page is intended for mortgage brokers. If you are interested in becoming an approved broker with Angel Oak Mortgage Solutions, please click here.
The Non-QM QuickQuote tool is a fast and easy way for mortgage brokers to get pre-approved and access instant rate options for Non-QM loan products. It helps streamline the approval process and connects brokers directly with Angel Oak Account Executives.
The QuickQuote tool is available to brokers and loan officers interested in viewing instant Non-QM loan pricing scenarios. No login or commitment required.
The tool supports a wide range of Non-QM loan types, including:
- Bank Statement / 1099 / Profit & Loss: Ideal for self-employed borrowers who qualify using business or personal bank statements, 1099s, or P&L statements instead of traditional tax returns.
- DSCR (Debt Service Coverage Ratio): Tailored for real estate investors; qualification is based on a property’s cash flow and rental income, not personal income.
- HELOC (Home Equity Line of Credit): Lets borrowers access home equity through a revolving line of credit—perfect for renovations, investments, or major expenses.
- Full Doc: Traditional documentation program requiring standard income verification such as W-2s, pay stubs, and tax returns.
- Foreign National: For non-U.S. citizens investing in U.S. property, allowing qualification using international income or assets.
- ITIN: Designed for borrowers without a Social Security Number who can qualify using an Individual Taxpayer Identification Number.
- Asset Qualifier / Asset Depletion: Allows qualification based on liquid assets instead of income, converting assets into an income stream for underwriting.
- Second Lien: Enables borrowers to access additional funds secured by the same property without refinancing their primary mortgage.
You can receive instant rate options after submitting your borrower details through the tool. This allows you to quickly evaluate pricing and move forward with your needs.
No. The QuickQuote tool is specifically for Non-QM loans. If you’re looking to price an Agency loan, there is a separate link on the page that directs you to the appropriate system.
Once you generate your quote, you can immediately connect with an Angel Oak Account Executive for assistance in tailoring the best loan solution for your borrower’s financial situation. Connect with an Angel Oak Account Executive here.