Quick Quote

All rates/programs are subject to review and approval by your AE

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* General Requirements
  • Rate Quoted is for a 5/1 ARM, based on LTV requested if available - if N/A, rate is based on Max LTV. Add 0.25% to rate for 30 Year fixed on all programs. 7/1 ARM also available on Platinum with .125% added to rate.

    Platinum and Portofilio Select Programs ONLY: Loan amounts greater than or equal to $1,500,000 or Loan amounts greater than or equal to $1,000,000 with an LTV greater than 80%; a borrower paid second appraisal must be obtained.

  • Note: This quote is based on the borrower meeting the Standard Tradeline requirements. Need 3 tradelines reporting for a minimum of 12 months -OR- 2 tradelines reporting > 24 months; all with activity in the last 12 months. Cancelled checks for 12 or 24 months housing history may also be used as a tradeline. Exceptions allowed on NON PRIME program ONLY - If the borrower does not meet these tradeline requirements, reduce the max LTV by 5% (max LTV not to exceed 75%). Maximum of 1x30 last 12 months for PortfolioSelect, 0x30 last 12, 1x30 last 24 months for Bank Statement, 0x30 last 24 months for Income Cash Flow & Foreign National loan programs. Additional program restrictions may also apply, contact your Account Executive for details.
  • All rates/programs are subject to review and approval by your AE.