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Reduced Rates AGAIN for Bank Statement and Investor Cash Flow

We just reduced rates across many FICO LTV buckets for our two most popular loan products – Bank Statement and Investor Cash Flow! These non-QM loan products now have the lowest and most competitive rates we have ever seen. On top of that, they are easy to do and quick to close. Affordable, easy and quick….exactly what borrowers need in today’s highly competitive and challenging market.

This is a great time to reach out to any borrower you have closed a Bank Statement or Investor Cash Flow loan with and let them know now is the time to consider refinancing their current mortgage. We will get it done.

Bank Statement

  • 12 or 24 months personal or business bank statements – no tax returns required
  • Loans to $3 million
  • Up to 90% LTV, No MI
  • Two years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Credit scores starting at 600

Investor Cash Flow

  • No income, no employment – qualifies on cash flow of property
  • Minimum DSCR 1.0
  • No DSCR with minimum 700 FICO and maximum 75% LTV
  • Non-warrantable condos allowed
  • Up to 80% LTV
  • Credit scores starting at 600