Non Prime Mortgage Program
Non Prime Mortgage Solutions
Angel Oak Mortgage Solutions has set the standard in non-QM with our innovative programs designed to meet borrower’s unique circumstances. Our non-Prime program offers a unique solution to help you quickly close loans for borrowers who may not meet standard Agency guidelines for financing.
- Rates starting in the 5’s
- 1 day out of foreclosure, short sale, bankruptcy or deed-in-lieu
- Loans up to $1 million
- Credit scores down to 500
- Up to 90% LTV
- DTI up to 50% considered
- Owner-occupied, 2nd homes, and investment properties
- Non-warrantable condos considered
- Jumbo loans down to 500 score
- 5/1 ARM or 30-year fixed
- No pre-payment penalty for owner-occ and 2nd homes
- No active tradelines OK with housing history
- SFRs, townhomes, condos, 2-4 units
- Seller concessions to 6% (2% for investment)
info@angeloakms.com
t: 855-539-4910