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Portfolio Select Is Back For Your Borrowers!

We are excited to bring our Portfolio Select program back to the market! There are many borrowers who just miss meeting the requirements of conventional guidelines. Our updated and innovative full doc product can help them. This product offers all the flexibility, features and benefits of non-QM programs. We have worked hard to quickly bring back as many loan options as possible so you can help MORE clients get to the closing table.

Portfolio Select Highlights:

    • Up to 85% LTV no MI
    • Credit scores starting at 620
    • Two years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
    • Loans up to $2.5 million
    • Purchase and cash-out or rate-term refinance
    • Up to 50% DTI

    In addition, we’ve made some changes to our Investor Cash Flow program by lowering the minimum credit score to 660 and reducing rates across most FICO/LTV buckets.