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Our Bank Statement Program Offers An Easy Solution For Self-Employed Borrowers

Our Bank Statement program has always been one of our most highly utilized loan solutions. There is a significant number of self-employed borrowers with good to excellent credit who can’t qualify for traditional loans due to tax write-offs. Many times that is the only obstacle keeping them from purchasing a home.
 
Let your self-employed borrowers know that you have a lender with an excellent mortgage solution that does not require tax documents.  We make it easy for them to show the true cash flow of their business. We make it easy for YOU by reviewing statements, analyzing deposits and calculating income.
 
Highlights of Our Bank Statement Program:

·  Credit scores down to 700
·  Loans up to $3 million – Minimum $150K
·  Up to 80% LTV
·  Owner-occupied only
·  4 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
·  Rates are 30-year fixed
·  2 years self-employed required
·  Borrowers can own as little as 50% of the business
·  Purchase and cash-out or rate-term refinance

We Are Here Helping You Close More Loans!