Non-Prime Helps Borrowers With Lower Credit Scores


Do you know potential borrowers with lower credit scores or someone with a recent major credit event who would like to take advantage of favorable conditions in today’s housing market? Loan options exist for these borrowers and Angel Oak offers them! We have a Non-Prime mortgage program just for these borrowers who fall outside conventional guidelines but who fall inside Angel Oak’s Non-QM products.

Contact an account executive and ask to match your loan scenario with one of our non-QM products. Then call your borrower with the good news that you found a loan solution. It doesn’t end there….mark your calendar to follow up with them in a few years to see if they are ready to refinance. Two deals in one!

Highlights include but not limited to:

  • 1 day out of foreclosure, short sale, bankruptcy or deed-in-lieu 
  • Loans up to $1 million 
  • Credit scores down to 500 
  • Up to 90% LTV · DTI up to 50% considered 
  • Owner-occupied, 2nd homes, and investment properties 
  • Non-warrantable condos considered 
  • Jumbo loans down to 500 score 

Why work with anyone but the best in non-QM?

Find Your Account Executive

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