More Program Enhancements
Great news! We have made additional enhancements to both our Bank Statement and Platinum programs, making it easier to help more borrowers to qualify for a mortgage.
Both programs now go to 90% LTV
In addition we have lowered rates across the board on all non-QM programs!
As a reminder here are our non-QM products that can help you add loans to your books:
- Self-employed borrowers can submit 12 or 24 months of personal or business bank statements or 1099 earning statements in lieu of tax returns.
- Real estate investors can qualify using rental cash flow of the property instead of tax returns or income.
- Non-QM Platinum Jumbo product for those who miss Prime. One year tax return program and four years seasoning requirements for credit events such as foreclosure.
- One year seasoning for foreclosure, deed-in-lieu or short sale. Two years seasoning for bankruptcy.
- Qualifies using liquid assets instead of tax returns or employment information.