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More Program Enhancements

Great news! We have made additional enhancements to both our Bank Statement and Platinum programs, making it easier to help more borrowers to qualify for a mortgage.

Both programs now go to 90% LTV

In addition we have lowered rates across the board on all non-QM programs!

As a reminder here are our non-QM products that can help you add loans to your books:

Bank Statement

  • Self-employed borrowers can submit 12 or 24 months of personal or business bank statements or 1099 earning statements in lieu of tax returns.

​​​Investor Cash Flow

  • Real estate investors can qualify using rental cash flow of the property instead of tax returns or income.


  • Non-QM Platinum Jumbo product for those who miss Prime. One year tax return program and four years seasoning requirements for credit events such as foreclosure.​​​​​​​

Portfolio Select

  • One year seasoning for foreclosure, deed-in-lieu or short sale. Two years seasoning for bankruptcy.

Asset Qualifier

  • Qualifies using liquid assets instead of tax returns or employment information.