Loan Programs For The Modern Homebuyer

Finding the Right Real Estate and Mortgage Partner

Residential non-prime mortgage borrowers and alternative mortgage brokers seeking alternative wholesale mortgage solutions have many options for non-qualified mortgage lending solutions, ranging from traditional banks or primary lenders to those that specialize in non-qualified mortgages, like Angel Oak Mortgage Solutions. Angel Oak Mortgage Solutions specializes in a number of wholesale non-prime mortgage financing options ranging from wholesale self-employed mortgage borrower solutions to wholesale foreign national mortgage financing. In addition, our non-Agency mortgage financing options provide the chance for smaller mortgage lending agencies to grow their businesses in an area where larger institutional lenders have pulled back from what might be perceived as risk without taking on any additional risk themselves. Developers, brokers, and agents should compare the borrowing needs of today’s non-prime buyer to the number of flexible alternative mortgage financing options that Angel Oak Mortgage Solutions provides.

Angel Oak’s Non-QM Mortgage Options

Angel Oak Mortgage Solutions has pioneered the resurgence and success of non-QM mortgages, making us the leaders in the space. We have experienced record-setting growth in the non-QM space. In fact, non-QM is the only area in the mortgage industry with year-over-year gains over the past five years, and Angel Oaks reported increases in volume each quarter of 2018.

Angel Oak Mortgage Solutions offers unique, alternative mortgage lending programs designed to help mortgage brokers expand your product offerings and grow your businesses. We do this by expanding the possible clientele you can reach – low credit and no-credit mortgage loan borrowers looking to purchase their homes. This is made possible through a more intelligent creditworthiness process seeking to determine a borrower’s ability to pay back an alternative mortgage loan, rather than looking solely at their credit scores. We offer the following options for mortgage brokers to close non-prime mortgage loans:

  • Non-Prime/Recent Housing Event Program
  • Portfolio Select/Alt-A Program
  • Bank Statement (Personal or Business) Program
  • Investor Cash Flow Program
  • Foreign National Program
  • Asset Qualifier Program
  • Platinum Program

Angel Oak Mortgage Solutions offers a track record of proven success in providing alternative mortgage financing options, and has worked with mortgage brokers in providing non-prime loans to customers across the country. As one of our non-prime mortgage broker clients says:

“There are still not a lot of products out there and we really feel like this company, Angel Oak, has really pioneered the non-prime mortgage space. And they’re doing it responsibly. That being said, our referral sources love it. The other aspect of it is the ease of doing business with Angel Oak. They really, really have streamlined their process.” – Jason Davis, Branch Manager
American Financial Network

ABOUT ANGEL OAK MORTGAGE SOLUTIONS

Angel Oak Companies is an industry leader in delivering innovative mortgage credit solutions. Through our integrated platform, we deliver solutions across asset management, mortgage lending and capital markets.

Angel Oak Mortgage Solutions offers a breadth of alternative lending products to allow our clients to grow their business and better serve their customers. We re-connect qualified home buyers with the investor community to create a win/win/win for the borrower, originator and investor. As a highly entrepreneurial organization, we are able to quickly adapt to the needs of our clients and embrace a strong service-based culture.

Angel Oak Mortgage Solutions currently offers alternative correspondent mortgage lending services across Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, North Carolina, North Dakota, Oklahoma, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Tags: , , , , , , , , , ,