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Investor Cash Flow Borrower Profile

Who Uses It?

Real estate investors purchasing homes to rent without using income or tax returns to qualify

  • New investors just starting out.
  • Seasoned investors who own multiple properties.
  • Borrowers purchasing investment properties to rent.
  • Investors buying a new property through a 1031 Exchange.

Why?

Our Investor Cash Flow loan saves deals!

  • We do not require tax returns.
  • No personal income or employment information is required.
  • Quick and EASY close due to our excellent service and guidelines.
  • Minimum DSCR of 1.0
  • No DSCR needed with minimum 700 FICO and maximum 70% LTV 

How?

We qualify based on rental analysis to determine property cash flow. As well, we will educate, advise and teach you to become an expert for your real estate investor clients. 

  • We make loans that make sense.
  • Quick non-QM pricing: QuickQuote
  • In-house underwriting allows for timely updates.
  • Unbranded marketing flyers for approved brokers.

For those that can use regular documentation, we have full doc products that are quick and easy to close too. Whether Agency or non-QM, talk to your Account Executive on what options might be best for your investor client. 

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