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Investor Cash Flow – An Easy Solution For A Quick Close

Our volume of Investor Cash Flow loans for investment properties is increasing. Many markets are ideal for investors and they need an easy and quick loan to close. Our Investor Cash Flow loan is just that – an easy loan to do that closes very quickly. 

It is also a great loan to utilize for those investor clients who need to complete a 1031 Exchange transaction. There are requirements to get this done in a specific period of time and this loan might be the right solution for that challenge. Property investors can use a 1031 to avoid a taxable event from selling another property. Instead, they can relinquish the property and exchange it for an equally or higher valued property to tax defer the sale amount.

Tell your real estate investor clients about our no income Investor Cash Flow loan!


Angel Oak’s Investor Cash Flow mortgage program allows your clients to qualify based on rental analysis to determine property cash flow. No personal income required to qualify. This saves you from submitting complicated income statements and tax returns.

  • We have no limitations on investor loans as we are not held to the GSE 7% loan cap
  • Credit scores starting at 640
  • Up to 80% LTV
  • Loans up to $1.5 million
  • No DSCR needed with minimum 700 FICO and maximum 75% LTV
  • Non-warrantable condos allowed