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Announcing Improved LTVs!

We have increased our LTVs to 85% for Bank Statement, Platinum Jumbo, and Portfolio Select. Our Investor Cash Flow now goes to 80% LTV.

Send us your non-QM scenarios or price them quickly using our pricing engine QuickQuote.

As a reminder here are our non-QM products that can help you add loans to your books:

  • Bank Statement – Self-employed borrowers can submit 12 or 24 months of personal or business bank statements or 1099 earning statements in lieu of tax returns.
  • Platinum Jumbo – Non-QM Platinum Jumbo product for those who miss Prime. One year tax return program and four years seasoning requirements for credit events such as foreclosure.
  • Investor Cash Flow – Real estate investors can qualify using rental cash flow of the property instead of tax returns or income.
  • Portfolio Select – One year seasoning for foreclosure, deed-in-lieu or short sale. Two years seasoning for bankruptcy.

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