QuickQual Step 1: Enter Scenario

We are now offering LPC on all Non-QM products. The LPC is based on the level agreed to by your company on the compensation agreement – up to a max of 2.75% . 1.00% of the LPC can be included in the rate with a 2:1 ratio (.50 increase in rate = 1.00 in YSP).

The remaining amount will be collected as borrower paid points to AOMS and will be paid to your company after closing.

All rates/programs are subject to review and approval by your AE


* General Requirements
  • Rate quoted is for 30 year fixed and based on LTV requested if available, if N/A, rate is based on Max LTV

    Loan amounts greater than or equal to $1,500,000, a borrower paid second appraisal must be obtained.

    Minimum loan amount on Platinum is $510,401.

    Minimum loan amount for Bank Statement is $150,000.

    12 months seasoning required for Cash Out transactions.

  • Note: This quote is based on the borrower meeting the Standard Tradeline requirements. Need 3 tradelines reporting for a minimum of 12 months -OR- 2 tradelines reporting > 24 months; all with activity in the last 12 months. Additional program restrictions may also apply, contact your Account Executive for details.
  • All rates/programs are subject to review and approval by your AE.

QuickQual Step 2: Upload Documents



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