Portfolio Select Program

Mortgage Solutions for Agency Fall-Out

  • Rates starting in the low 5’s
  • 2 years seasoning for foreclosure, short sale, BK, DIL
  • Loans up to $2 million (higher with exception)
  • Credit scores down to 620
  • Up to 90% LTV
  • Combo loans up to 90% CLTV (min 680 score)
  • 100% gift funds allowed
  • DTI up to 50% considered
  • Owner-occupied, 2nd homes, and investment properties
  • Non-warrantable condos considered
  • Jumbo loans down to 640 score
  • 5/1 ARM or 30-year fixed
  • No pre-payment penalty for owner-occ and 2nd homes
  • Asset depletion available
  • SFRs, townhomes, condos, 2-4 units
  • Seller concessions to 6% (2% for investment)

info@angeloakms.com
t: 855-539-4910

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